Abid, Muhammad Adeel, Amna Akram, Emaan Naeem, Zaimal Tariq, and Sana Naeem. “Electronic Banking Services Adoption in Pakistan: Extending The Unified Theory of Acceptance and Use of Technology (UTAUT2) Model Among Pakistani Consumers”. Pakistan Journal of Humanities and Social Sciences 11, no. 4 (December 4, 2023): 4082–4094. Accessed February 23, 2025. https://internationalrasd.org/journals/index.php/pjhss/article/view/1816.