M. S. . Khan, S. . Rizvi, A. A. Khan, and M. N. . Shahid, “Facilitating Condition of Acceptance and Use of Islamic Financial Technology (Islamic Fintech): Technological Forecasting in Saudi Banks”, Pak. J. Humanit. Soc. Sci, vol. 11, no. 3, pp. 3215–3231, Sep. 2023.